Ruiz's book is literally structured to provide the reader with four agreements per Toltec philosophy, that we should live by in order to acquire personal freedom. One quotation by Ruiz that really spoke to me is found on page 35, "Whenever we hear an opinion and believe it, we make an agreement, and it becomes a part of our belief system." That statement really knocked the wind out of my sail because it provides the explanation for so many of the deeply ingrained beliefs I've had surrounding money (among other things) for as long as I can remember.
- Money is hard to come by.
- We don't have enough.
- We'll never pay this off.
- Everyone has debt.
- No one retires before 70 nowadays.
- It's too hard to retire early.
- It's hard to get ahead.